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NOVEMBER 2012
FEATURE ARTICLES

Insurance Tips for First Time Home Buyers

Vehicle Rollover and Roof Strength

Many Americans Die With ‘virtually no financial assets’

Industry in Review

Counterfeit Air Bags


New York City Landmarks Preservation Commission Approves East Village/Lower East Side Historic District

The Economic Cost of Increased Temperatures


TLC NEWS

IN FOCUS by Matthew Daus

Commissioner’s Letter


Point Reduction Program Now Available

New Short Return (Shortie) Policy at JFK and Laguardia Airports



COVER ILLUSTRATIONS & CREDITS


VEHICLE AIRBAG PHOTOS

Courtesy of the Insurance Institute for Highway Safety


VEHICLE ROLLOVER

Jack Dagley Photography / Shutterstock.com